Privacy Policy

Effective Date: June 1, 2026 | Last Updated: June 1, 2026

Welcome to Kutumb360! This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

1. Information We Collect

Personal Information

When you register for an account, create a family group, or use the app, we may collect the following information:

Contact Information: Full name, login email address, and active phone number.
Authentication Data: Firebase Authentication credentials, passwords (stored securely and encrypted by Google Firebase services).
Financial Information: Records of savings deposits, loan requests, approvals, and group transaction activities that you or your group administrator voluntarily input into the app. We do *not* store credit card details, bank account numbers, or login credentials to any financial institutions.

Automatically Collected Data

To improve user experience and troubleshoot app issues, the app may automatically record:

Device Data: Mobile device model, operating system version, and system language settings.
Usage Data: Application interactions, feature usage logs, diagnostic information, and application crash reports via Firebase Crashlytics.

2. How We Use Your Information

We use the collected information for the following specific purposes:

To set up, manage, and verify your account and family group status.
To host, calculate, and display your family group ledgers, savings history, and loan requests.
To display visual charts and statistics representing group contributions.
To detect, troubleshoot, and fix application bugs and technical issues.
To communicate with you regarding security updates, account alerts, or developer support.

3. Data Storage and Security

All user data, records, and login details are securely stored on cloud databases hosted by **Google Cloud Firestore**. We implement industry-standard security practices, including Google Firestore Security Rules, to ensure that only authenticated members belonging to your specific group ID can read or write to your family ledger.

Please note that while we take strict measures to protect your data, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure. Therefore, we cannot guarantee its absolute security.

4. Third-Party Services

We work with third-party service providers that collect and process diagnostic data to maintain app performance. These include:

Google Play Services (App distribution & licensing)
Firebase Authentication (Secure user log-ins)
Cloud Firestore (Cloud database storage)
Google AdMob (Promotional banner ads support, if enabled)

5. Your Choices & Data Deletion

You may review, modify, or update your profile details inside the application's account settings page. If you wish to delete your account or wipe your family group data permanently, you can do so directly within the app settings, submit a request on our Delete Account page, or contact your group administrator.

6. Contact Us

If you have any questions or feedback regarding this Privacy Policy, please contact the developer or your group administrator:

📧 Email: support@kutumb360.com